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La Familia Auto Insurance Blog: home insurance

View the latest blog posts from La Familia Auto Insurance.

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Tuesday, January 15, 2019

Fire Detectors Can Help Lower Your Home Insurance Premium

Fires are a threat to any home. When they occur, they can cause thousands of dollars’ worth of loss. Even quickly contained or isolated, a fire creates smoke damage and leads to water damage. Having the right home insurance helps minimize these risks. However, fire detection systems can help you spot them early on. READ MORE >>

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Wednesday, October 24, 2018

55 Years of Age or Older? Let Your Agent Know for a Discount

In some situations, you may be able to save on your home insurance costs if you are older. Homeowners who are older may be less likely to file a claim against their policy. This may help to reduce costs. And, you may no longer have a mortgage in place. This, too, reduces your costs. READ MORE >>

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Tuesday, June 12, 2018

Protecting Outdoor Assets: Home Insurance and Swing Sets

The backyard can be the ideal place for all types of play. Playgrounds and swing sets are common. You may have a large shed to store all of your unused equipment. You may even have a small seating area or patio. No matter what is outdoors, these are your assets. You need to take steps to protect these items. READ MORE >>

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Tuesday, February 27, 2018

Preparing for an Extended Trip? Prepare Your Home Beforehand

We’re not far from the beginning of spring. As the seasons change, you might prepare for new adventures away from home. Spring is definitely a popular season in which to travel. If you’re traveling for a long period, don’t forget about what you leave behind at home. READ MORE >>

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Monday, November 13, 2017

Does Adding Wind-Resistant Roofing to Your Home Lower Costs?

High wind is a common cause of roof damage. Wind peels the shingles off the roof. It can cause tree branches to strike the roof. In tornadoes or hurricanes, intense wind can rip the entire roof off a home. In these cases, your home insurance policy may help cover the losses. Avoiding such claims is a better plan. READ MORE >>

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Friday, June 16, 2017

Why It's More Expensive Not To Have Home Owners Insurance

For most people, home insurance is necessary. As long as you have a mortgage, your lender will likely require insurance. Insurance helps a lender to mitigate the risk they take on by lending you the money. Insurance for an Owned Home What about after you've paid the home off, or if you've paid cash? READ MORE >>

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Friday, May 19, 2017

Libel and Slander Claims Under Home Insurance

People often associate libel and slander with newspapers and television personalities who bicker. Yet, libel and slander are two types of risks you face in your normal life. As a result, you may need insurance to protect you from such claims. The good news is your home insurance may offer this type of coverage to you. READ MORE >>

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Tuesday, October 18, 2016

Home Insurance in Tornado-Prone Areas

If you live in an area where there is a high-risk of a tornado occurring, it is always wise to update your home insurance to ensure it provides comprehensive protection for you. Tornados can happen in nearly all areas of the United States. They tend to be some of the hardest to predict types of storms and when they do occur, the results can be devastating. READ MORE >>

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Friday, May 27, 2016

Does Home Insurance Cover Sinkholes?

Sinkholes are a growing problem in many areas of the United States. Sinkholes are large, often undetected holes that open up under surfaces, generally creating a significant security risk. Sinkholes occur because of the erosion of land from under surfaces. READ MORE >>

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Friday, November 20, 2015

Does Filing a Home Insurance Claim Raise Rates?

When something goes wrong and you have suffered damage to your home, filing an insurance claim is often the right thing to do. You pay for your home insurance to help meet your financial needs following a covered loss. But, will filing a claim actually increase what you pay for your home insurance? READ MORE >>

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